A health insurance policy is something that everyone must get, be it a man or a woman. Women, however, usually have not had the control of their own money and life for the longest time in history. Now, if not most, many women can make their own life decisions, learn better things and make life better for themselves.
Buying health insurance for oneself can be a way of taking charge of their finances and taking responsibility for their financial stability. A health insurance policy is not just about convenience and power but a crucial aspect of comprehensive security.
In this blog, we discuss in detail the reasons why women should buy their own women’s health insurance coverage.
Reasons Women Should Buy Their Own Health Insurance Policy
● Customised For Women’s Health Needs
Most women are medically protected through a family health insurance policy, not an individual one. Now, this is an economical way of protecting yourself and your family from various common health issues.
However, as a woman, your health needs vary from those of others. They are different at different stages of life and need special treatment. When you buy the best health insurance for a single female, you can customise and personalise the policy according to your needs and necessities.
● Financial Security
Medical emergencies can put a huge strain on your pocket very quickly. These emergencies arrive out of nowhere, exhaust all your savings, or, worse, put you under the burden of liability.
Having a dedicated health insurance policy in India will provide you with a safety cushion that you can fall onto when the time comes. This not only protects you from medical emergencies and financial liability but reduces out-of-pocket expenses. So, in case of a critical surgery or laser treatment, you are ready and secure.
● Preventative Care and Checkups
Preventative care refers to checkups and doctor visits that help you prevent serious illnesses, either due to early detection or by stopping the development there and then.
Various women-specific illnesses, like cervical cancer, genital warts, breast cancer, colon cancer and other general gender non-specific illnesses, can be avoided or detected with timely preventative measures. With women’s health insurance coverage, you can carry these screenings and checkups on time and without financial worries.
● Hedge Against Inflation in Medicine
India’s economy has experienced a rising pattern when it comes to inflation for the past decade. For the lower and middle class of the country, hospitals, medicine and treatments are becoming less and less affordable.
In order to tackle this issue sensibly, you need a financial instrument that will get you through this financial crisis. By securing a health insurance policy for women’s health, you can mitigate financial risk in your own capacity while getting the best and most affordable healthcare.
● Maternity Needs and Health
Maternity period is an essential aspect of women’s health. Most women experience maternity, unaware of what to do about the healthcare finances. They either exhaust their entire savings or trust a mediocre hospital that provides shady healthcare at lower prices.
However, with insurance for pregnant women, i.e., an individual policy with maternity coverage from a good provider like TATA AIG, you can enjoy financial freedom and quality healthcare. Most policies include hospitalisation, pre and post-natal care, nursing, expert fees, medication and ambulance costs in maternity insurance coverage.
● Reproductive Health Issues
Reproductive health issues are a major concern of women worldwide. As we progress in research on women’s bodies, we realise we know very little about them.
In such cases, specific plans should be tailored for women’s reproductive health. With a health insurance policy customised for women’s health, you can protect your balance, both bodily and financial!
● Quality Healthcare and Specialists
As mentioned above, women can enjoy quality healthcare with women’s health insurance coverage. How is that? It is possible with the help of benefits like cashless hospitalisation and treatment.
This feature of health insurance for women helps you enter any hospital without physical or plastic money and get treated. All you need are your health insurance policy documents and identity proof.
You can experience quality healthcare thanks to the policy’s cashless treatment feature. With women’s health insurance coverage, you no longer have to rely on cheap healthcare and medications.
Final Thoughts
Health insurance for women is as important, if not more, as it is for men. As a woman, you can customise and design your plan according to the issues you feel are critical and specific to you.
With a health insurance plan especially tailored to your needs, you can enjoy multiple benefits, be it financial protection and customised security or ownership of your health and money.
